In order to provide peace and stability to my family and shelter from the rain, I bought my first house twenty years ago, and I was twenty years old at that time. Later, the prices of real estate have increased, and the prices of houses have increased by quadrupled so far. Because I bought them early, I have cleared the loan I bought that year, and have become a venerable cattleman.

The mother's cancer is the motivation of buying a house at the age of 20

The motivation of buying a house at the age of 20 is not from super-expected ideas, but from a painful story, my mother's cancer.

{9 999}

"You rent this house, right? Let me remind you, it's best not to let your mother stay at home, especially now it's in the late stage. It's better not to bring trouble to others." One time, a family friend came to visit and mentioned this. Since then, the mother has never returned home. Until the end, she stayed in the hospital. At that time, the members of my family were me, my brother and my father. After I finished my mother's resignation, I set a goal to give my family a home to shelter from the wind and rain. That year, I was 21 years old, and I told myself that I regretted that I couldn't happen again, and I wanted to achieve this wish quickly.

In the days that followed, I worked hard, made money and saved every day. I took my father and brother to see the house when I had time. At least hundreds of houses were seen. Finally, I chose a pre-sale house that looked beautiful, I was burdened with, and the loan was almost the same as our rented house. When I swiped the credit card to deposit, I felt full of steadfast and a little regret. I regretted that my mother died early and I couldn't do it. Two years later, the house was closed and we moved in. My father lived in the main bedroom. I lived in a room smaller than the child's room. My brother lived in a room next to the living room. It was a small room with only a door and no locks. Although the house was not big, on the day of check-in, my father said, "I feel like I'm staying in a hotel. Looking out the window, it's the swimming pool in the community."

My father's heart was very at ease. I was 23 years old that year, because I hoped that after I married my younger brother, my father could live with us. It was like a modern Sanheyuan, so I would not be alone. However, the small house we lived in on the community building was too small. If I or my younger brother got married, I would have to move. So I decided to buy two three-bedroom pre-sale houses in another community and the same building, and I had to bear a loan of tens of thousands of dollars. My father and my brother were worried that I would be too economically stressful, especially when my brother was not discharged from the army at that time, and I don’t understand why my sister thought of such a remote thing and made herself so tired? Later I realized that only by experiencing some painful things can a person mature, and the more painful it will bring about a greater and greater maturity.

I paid for the period and worked hard to make money. On the holiday, I also went to be a computer classroom teacher for a child. I was young in my twenties and played a girl. I was acting as a money-making machine and workaholic. But even so, housing loans are a very long-term thing, and it is not easy to finish them. But I started at the age of 20 and have been lucky to be more lucky than many people. I started early, settled early, and the room price was lower at that time. Fortunately, I planned it in the age of 20 that year, so that I can live next door with my father and brother so that the whole family can be together.

Many people ask me how to manage my finances? Just force yourself to death

Many people ask me how to manage my finances? I can't bear to tell everyone: "Just force yourself to death." It seems difficult to do if there is no one you want to give. To give your father and younger brother a home to shelter from the wind and rain, this determination can fight against all the difficulties of making money and the desire to restrain money. Later, when I grew up, I found out that because of the mortgage loan, I saved a lot. Since the mortgage loan is deducted every month and the unpaid principal is tens of thousands of astronomical figures, today, whether it is a bonus, the year end or any other money, I will be taken to the mortgage for a mortgage. I dare not buy or spend it. The loan number is too scary and is a heavy burden. It has magically helped me save a lot of money for twenty years.

The kind-hearted reminder that we should not let our mother cause trouble to others. I was troublesome about him at that time, but when I grew up, I realized that it was a kind of favor and a thoughtful heart for others. At the same time, I also thanked him and gave me some energy. I dared to buy a house and borrow a house when I was young. If I bought it now, it would be several times the price.

There are many pains and regrets in life. After a few decades, you will find that some things have made us who are precocious and have led to many good things. I also want to thank my courage and dare to bear such heavy pressure and responsibility back then.

※This article is excerpted from the publication of "Welcome to the Great Devil of Life in the Front: Every hardship is a proof of blessing"