Although the domestic pet insurance insurance rate is low, after various property and casualty insurance companies launched improved and upgraded versions, it has gradually attracted the attention and purchase rate of many dog ​​and meow parents. A policyholder who bought Mingtai Product pet insurance for short-nosed dogs said frankly that he was deterred by the old policy product due to its high deductible and claim threshold. Now he feels that the insurance company’s design is more thoughtful and can more closely meet the medical needs of the babies.

Ms. Lin from Kaohsiung City has been raising a short-nosed dog nicknamed "Steamed Bun" for four and a half years. She mentioned her experience in buying pet insurance for her baby. She said that about 3 years ago, when Mantou was 1 year old, she started to have estrus, and she often had urethra and bladder infections. She took her to the veterinary hospital for evaluation and examination. It was found that her hormone secretion was imbalanced and she continued to be in estrus. Her external genitalia was always protruding. When she squatted down to urinate, she could easily come into contact with the ground or dirt, causing infection.

At that time, the veterinarian suggested that Steamed Bun should be ligated to avoid repeated infections. Otherwise, if the infection expands and causes pyometra, it may be life-threatening. Ms. Lin took Mantou to two or three veterinary hospitals and received the same advice. She considered the risks of anesthesia for short-nosed dogs to be quite high, and it was difficult for her to make a decision. After discussing with her family, she decided to have her sterilized to avoid long-term pain.

Ms. Lin said that because pets did not have health insurance, the cost of surgery and neutering was tens of thousands of yuan. At that time, she felt that if she encountered other situations in the future, if she had insurance, she would have more budget, so that Mantou could get better medical care and reduce her own burden. She started searching for information on the Internet three years ago in order to help Mantou buy pet insurance. She felt that the threshold for claim settlement of many policies was very high and did not meet her needs. It was only in recent months that she chose to buy pet insurance from Mingtai Products.

Ms. Lin said that the new pet insurance launched by Mingtai Property & Casualty Insurance at the end of 2018 is very different from the past. Unlike the old pet insurance, which had a high deductible and no limited compensation conditions for accidental injuries or diseases, it is also possible to invest separately for steamed buns. The annual premium for pet insurance provided by online insurance was nearly 2,000 yuan, which made her feel that it would not add a lot of burden. After discussing with her family, she went online to buy a pet insurance for Mantou, and checked the box to use the implanted pet chip number to insure. It was very convenient.

This is the first time I have seen people buying pet insurance for dogs. People are really inferior to dogs now~